Testimonials
You'd be surprised to know how much money you spend on phone credit, breakfast at the food window, snacks at the pharmacy, barber shop, etc...in other words, those little things that finished the $2000 that you had in your wallet (the same $2000 that you are about to replace at the ATM).
Johann AdamsonStart small, a little month by month, and quickly you will realize your inconspicuous savings mature into large sums. You may be able to add sporadic increases. Have a target: when you know what you are saving towards a goal helps you stick to the plan.
Kessia Henry-ThompsonThe best thing I did for myself, coming out of this exercise, was to start paying myself 1st. The easiest way to do this is by simply setting up a monthly salary deduction. The money comes out first and you won't spend it if you don't have it!
Carlene BennettFinancially Speaking
Calculate the total amount that you could invest per month by spending less.
Ten Common Spending Errors
Introducing
Victoria Mutual "ONE LESS" savings Tips
Saving money can appear to be extremely difficult and somewhat impossible at times, with many of us believing that we have to earn a large salary or have significant sums of money, in order to be able to save. The truth is, no matter how much or how little money you earn, it is possible to save. By purchasing less, even "ONE LESS" of any item, and putting the money in a VM Savings Account, you can have significant sums of money saved in the medium to long-term.
One less night of clubbing, one less pack of cigarettes, one less night cap at the bar, one less pair of fabulous shoes…… it all adds up! Make small sacrifices, watch your savings grow, and your wish will eventually come true. A house, car, emergency fund, education expenses, retirement, YOU have the power to make your dreams a reality! Transform your life by incorporating the "ONE LESS" principle into your, daily, weekly or monthly spending patterns. ! Start today, save money and live better!
Guilty As Charged
Ok Ladies, we know who we are…Young, hip, beautiful, career driven, fashionable and downright sassy. Loving and living life to the fullest. But we all know it! We are guilty, guilty as charged. Though we don't care to admit it, we indulge in major retail therapy, sometimes at the expense of our bigger picture. Don those new red shoes and walk with me ladies…
read onCar Obsession
Most guys can relate to obsessing over washing their car, especially if it is a high performance one. I own a Mitsubishi Lancer GT and whenever the car is washed properly, it looks like I just drove it off the lot. You know the look I am talking about. The Car Wash loved me because I was there almost every weekend to get the exterior and interior done. I was spending $5,000 per trip but in my mind, it was well worth it because of the pride I felt driving in such a "criss" car. Of course, I would get very upset whenever it rained the day after I went to the car wash.
read on